All guides

Every published guide, A to Z.

64 guides Page 5 of 6.

Title basics · New York State
Title Search and Title Report in New York: What They Show and How to Read Them
What a New York title search covers, how far back it goes, how to read Schedules A and B of the title report, and why a free ACRIS search is not the same.
Title basics · New York State
Transfer on Death Deeds and Quitclaim Deeds in New York: What They Do and the Title Risks
New York has allowed transfer on death deeds since July 19, 2024. How they work, what a quitclaim deed conveys, and what each means for title.
Local requirements · Westchester County
Westchester Cities, Towns and Villages: Which Municipality Is a Property In, and Why It Matters for a Sale
Westchester's 6 cities, 19 towns and 20 villages explained: how to find which municipality a property is in, and why it matters at closing.
Costs & premiums · Westchester County
Westchester Closing Costs for Buyers and Sellers, Including Yonkers
Westchester County closing costs: state transfer and mansion tax, mortgage tax, County Clerk fees, city transfer taxes and title premiums.
Local requirements · Westchester County
Westchester Municipal Searches Explained: What Each Letter Covers, Who Issues It and Why Fees Vary
What the building, CO, fire, street, highway, tax and water searches on a Westchester title bill show, who issues them, what they cost, and what is insured.
Mortgages & liens · New York State
What a CEMA Is in New York, What It Saves and How Long It Takes
How a New York CEMA cuts mortgage recording tax to the new money only, refinance vs purchase CEMA, the documents, fees, timing, and a NYC worked example.
Title basics · New York State
What a New York Title Insurance Policy Covers: Covered Risks, Exclusions, Exceptions and Conditions
How a New York owner's title policy works: covered risks, exclusions, Schedules A and B, conditions, who stays insured, and which problems are covered.
Title basics · New York State
What Does a Title Company Do in New York?
What a New York title company does from order to policy, how title agents differ from title insurers, how agents are licensed, chosen and paid.
Title basics · New York State
What Is Title Insurance? Owner’s vs Lender’s Policies in New York
What title insurance covers in New York, how owner's and lender's policies differ, what is excluded, and how DFS and TIRSA regulate forms and rates.
Closing process · New York City
What Stalls NYC Closings: A Pre-Listing Checklist for Sellers and Agents
The title and municipal items that hold up NYC closings, where to check each one before listing, and which guide explains the fix.
Costs & premiums · New York City
What Title Insurance Costs in NYC and Westchester, and What the Premium Includes
How New York title insurance premiums are set, the TIRSA Zone 2 rates for NYC and Westchester, worked examples, and what the premium does and does not cover.
Mortgages & liens · New York State
Which Liens Survive a New York Foreclosure Sale
Which liens a New York foreclosure sale wipes out and which survive: senior mortgages, taxes, federal tax liens, omitted junior lienors and tenants.