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Title basics · New York State
New York Deed Theft Law for Practitioners: The 2023 and 2024 Changes and What They Mean for Title
What New York's 2023 and 2024 deed theft laws changed: stays, prosecutor lis pendens, voiding orders, RPL 266 presumption, and closing practice.
Title basics · New York City
New York Title and Closing Glossary: Plain-English Definitions
Plain-English definitions of New York title and closing terms: title insurance, title company, deed, lis pendens, CEMA, mansion tax, ACRIS and more.
Permits & violations · New York City
No Certificate of Occupancy or a CO Mismatch in NYC: Can You Close?
A missing NYC certificate of occupancy or a use that doesn't match it rarely stops a deed, but it can stop a loan. What it means and how it gets fixed.
Costs & premiums · New York City
NYC and New York State Transfer Taxes: Rates, Who Pays and How They’re Calculated
What is transfer tax in NYC? The NYS transfer tax, NYC RPTT, mansion tax and supplemental tax: rates, who pays, forms and two worked condo examples.
Costs & premiums · New York City
NYC Closing Costs for Buyers and Sellers: Who Usually Pays What
NYC closing costs by side: seller transfer taxes, buyer mansion and mortgage tax, title premiums, ACRIS fees, and how co-ops and new development differ.
Local requirements · New York City
NYC Community Opportunity to Purchase Act (COPA): What Intro. 905-A Would Change for Multifamily Sales
NYC's Community Opportunity to Purchase Act (Intro. 905-A) would give certified nonprofits first rights to buy certain distressed multifamily buildings. Which
Title basics · New York City
NYC Property Records: How to Find Who Owns a Property, in All Five Boroughs
Who owns a property in NYC? Where to search NYC property records for free: ACRIS, the Richmond County Clerk, DOF, PLUTO and HPD, plus LLC owners.
Permits & violations · New York City
NYC Property Violations at Closing: DOB, OATH/ECB and HPD Explained
Which NYC DOB, OATH/ECB and HPD violations are liens, which are information only, and how each is cleared or handled at a closing.
Permits & violations · New York City
Open Building Permits and a NYC Sale: Who Cures, Escrow Holdbacks and Lender Requirements
How an open DOB job or permit affects a NYC sale, why old permits surface at closing, who closes them out, and how escrow holdbacks work.
Permits & violations · Westchester County
Open Permits and Certificates of Occupancy at a Westchester Closing
How open building permits and missing COs affect a Westchester County sale, what the municipal search shows, and how to close out permits before closing.
Closing process · New York City
Open Violations or Permits Found Days Before Closing: Holdback, Credit, Delay or Walk
Open violations or permits found days before a NYC or Westchester closing: how holdbacks, credits, adjournments and cancellation work, and who must agree.
Title basics · New York State
Owner’s vs Lender’s Title Insurance in New York: What Each Protects
Owner's vs lender's title insurance in New York: who each policy protects, how coverage amounts and duration differ, and when a buyer gets both.